This Privacy Policy was last reviewed or revised on .

We, Fintech Simple LLC, headquartered in Delaware, US, and its subsidiaries and affiliates (collectively, “Fintech Simple”, “us” or “we”) understand that your privacy is important to you. We are committed to respecting your privacy and protecting your personal data. This privacy policy describes how we handle and protect your personal data (the “Privacy policy”) when we collect it through Fintech Simple’s websites, applications, and digital assets (collectively, our “Sites”) and through our externally facing business activities, such as service offerings, events, surveys, and communications when we interact with you and collect data from you for use by and on behalf of Fintech Simple (i.e., when Fintech Simple is acting as a data controller or similar term under applicable privacy law).

If you are a resident of a jurisdiction with specific data protection regulations, please see our specific privacy information for you below.

You are not required to share your personal data with us, but failing to do so may result in Fintech Simple being unable to properly provide you with our full range of services or a good user experience with our solutions, websites, services, or newsletters.

Please see our terms of use for more information about other terms and policies applicable to the use of our Sites.

This notice goes on to detail each of the above points specifically tailored to the operations and legal requirements as they pertain to Fintech Simple, including how data is collected, used, shared, and protected, as well as how individuals can exercise their rights under the law. This ensures compliance with Delaware, US, laws and accommodates the specific services offered by Fintech Simple, such as fintech legal services, cryptocurrency licenses, EMI, PSP, Forex, other licenses, and ready-made solutions.

1. Data controller

When Fintech Simple collects and processes your personal data in accordance with this Privacy policy, we do so as authorized under applicable data privacy laws, whether as data controller or joint controller (similar terms may be used under applicable law), which means that we determine and are responsible for how your personal data is collected, used, protected, disclosed, and disposed of.

Depending on the jurisdiction you are located in or made contact with Fintech Simple, the local Fintech Simple entity may be your main data controller.

2. How do we collect your personal data?

Fintech Simple collects personal data in the course of our business activities directly from you and from third parties:

  • When you interact with our Sites, including when you manage your cookie preferences, as described in our Cookie Notice
  • When you use Fintech Simple Insights and any other Fintech Simple mobile apps
  • When you create or log into a user profile on our Sites;
  • When you register to receive Fintech Simple newsletters and alerts and when you interact with those newsletters and alerts;
  • When you sign up for and participate in Fintech Simple conferences and events;
  • When you participate in public content posting areas, such as bulletin boards, discussion forums, and Fintech Simple social media sites;
  • When you participate in a survey, panel discussion, or individual discussion conducted by Fintech Simple; or
  • When you interact with Fintech Simple or its employees on its Sites, by email, or telephone, to ask a question, request information, or otherwise seek a response from Fintech Simple.

Fintech Simple may also receive personal data about you from third parties, including service providers and data vendors in the course of our business activities. When we collect personal information from third parties, the data consists primarily of publicly available personal information compiled from business websites, public-facing social media platforms, and other widely used public sources. We also acquire de-identified datasets from certain service providers that we maintain in de-identified form. In each instance, we do our best to confirm that the third party has lawfully collected the data from appropriate sources and is authorized to share the data with Fintech Simple for the uses intended by Fintech Simple in accordance with section three below.

3. Why and how are we using your personal data?

Fintech Simple uses your personal data for different purposes and may combine data from multiple sources to accomplish those purposes. The purposes for which we process your personal data include:

  • Providing and managing our fintech legal services, including crypto licenses, EMI, PSP, Forex, other licenses, and ready-made solutions.
  • Communicating with you about your account or transactions with us and sending you information about features on our Sites or changes to our policies.
  • Sending you offers and promotions for our products and services or third-party products and services.
  • Personalizing content and experiences on our Sites and applications.
  • Optimizing or improving our products, services, and operations.
  • Detecting, investigating, and preventing activities that may violate our policies or be illegal.

4. What do we not do when we collect and process your personal data?

We do not sell, rent, or otherwise disclose your personal data to third parties for their marketing purposes without your consent. We do not use automated decision-making without human intervention that could significantly affect you unless explicitly allowed by law.

5. Who has access to your personal data? Data recipients and international data transfers

Your personal data collected by Fintech Simple may be stored and processed in your region, in Delaware, US, or in any other country where Fintech Simple or its affiliates, subsidiaries, or service providers operate facilities. The data recipients can include:

  • Fintech Simple’s subsidiaries and affiliates across our global organization.
  • Third-party service providers who perform services on our behalf based on our instructions. We do not authorize these service providers to use or disclose the data except as necessary to perform services on our behalf or comply with legal requirements.
  • Competent law enforcement, regulators, or other authorities where necessary to comply with legal or regulatory obligations or requests.

In each case, we will ensure that these parties act in accordance with applicable law and are bound by appropriate confidentiality and security measures.

6. Security

Fintech Simple takes the security of your personal data seriously. We implement appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing, accidental loss, destruction, or damage. This includes using encryption, firewalls, and secure software development standards. Only authorized personnel of Fintech Simple, and of our third-party service providers, are permitted access to personal data, and they are required to treat this information as confidential.

7. How long do we keep your personal data?

Fintech Simple retains your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements. The retention period may vary depending on the context of the interaction with us and the legal obligations we face. Once the retention period expires, we will securely delete or anonymize your personal data unless otherwise required by applicable law.

8. Data collection from children

Fintech Simple does not knowingly collect or solicit personal data from children under the age of 18 [Under the United Nations Convention on the Rights of the Child (UNCRC), \"Child\" means any person under the age of 18.]. Fintech Simple suggests children consult their parents before providing their personal data. If we learn that we have collected personal data from a child under the age of 18 without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any data from or about a child under the age of 18, please contact us.

9. What are your data protection rights, and how can you exercise them?

You have certain rights regarding your personal data, subject to local data protection laws. These rights include the ability to:

  • Access, correct, update, or request deletion of your personal data.
  • Object to processing of your personal data, ask us to restrict processing of your personal data or request portability of your personal data.
  • Opt-out of marketing communications we send you at any time.
  • Withdraw your consent at any time if we have collected and processed your personal data with your consent.
  • Lodge a complaint with a data protection authority about our collection and use of your personal data. For more information, please contact your local data protection authority.

9.1. Your data protection rights.

As outlined above, you have the right to access, correct, and request deletion of your personal data. You also have the right to object to the processing of your personal data in certain circumstances.

9.2. How do you exercise your data protection rights?

To exercise any of these rights, please contact our Data Protection Officer at [email protected]. We will consider and act upon any request in accordance with applicable data protection laws.

9.3. How to unsubscribe to Fintech Simple newsletters and alerts?

If you receive marketing emails from Fintech Simple and would prefer not to receive such communications in the future, you can unsubscribe by clicking the \"unsubscribe\" link at the bottom of our marketing messages.

10. Changes to Our Privacy policy

We may update this Privacy policy from time to time in response to changing legal, technical, or business developments. When we update our Privacy policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy policy changes if this is required by applicable data protection laws.

11. Contact Information

If you have any questions or concerns about our use of your personal data, please contact our Data Protection Officer at the following Email: [email protected]

This Privacy policy aims to provide you with clear and comprehensive information about the personal data we collect and process in the course of our operations, reflecting our commitment to protecting your privacy and ensuring you understand your rights and the use of your data.

By continuing to use our services, you acknowledge that you have read and understood this Privacy policy.